Meaning Certificate of Deposit
What does Certificate of Deposit mean? Here you find 77 meanings of the word Certificate of Deposit. You can also add a definition of Certificate of Deposit yourself

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Certificate of Deposit


n. a document issued by a bank in return for a deposit of money w...
Source: dictionary.law.com

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Certificate of Deposit


Also called a time deposit this is a certificate issued by a bank or thrift that indicates a specified sum of money has been deposited. A CD has a maturity date and a specified interest rate, and can [..]
Source: nasdaq.com

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Certificate of Deposit


A certificate that represents a fixed-income debt security, usually issued by chartered banks. The minimum deposit is usually $1000 and the maturity terms can vary from short-term to several years.
Source: morningstar.com

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Certificate of Deposit


A money market instrument characterized by its set date of maturity and interest rate. There are two basic types of CDs: traditional and negotiable. Traditional bank CDs typically incur an early-withd [..]
Source: raymondjames.com

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Certificate of Deposit


CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC). You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.However, rates can vary significantly fr [..]
Source: finance.yahoo.com

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Certificate of Deposit


A type of savings account, commonly termed CDs, maintained by banks and other depository institutions that pays higher interest rates that normal savings accounts, but requires the funds not be withdr [..]
Source: glossary.econguru.com

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Certificate of Deposit


A document issued by a bank in return for a deposit of money. Interest rates on CDs are fixed, and usually higher than on savings accounts, because banking institutions require a commitment to leave t [..]
Source: nolo.com

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Certificate of Deposit


A deposit with a bank, thrift institution, or credit union that promises a fixed interest rate on funds deposited for a specified period of time. Bank savings accounts and CDs are FDIC insured up to $250,000 per depositor per institution and generally provide a fixed rate of return, whereas the value of money market mutual funds can fluctuate.
Source: sungardeninvestment.com

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Certificate of Deposit


A document showing that the bearer has a certain amount of money, at a particular amount interest, on deposit with a financial institution.
Source: golfandhome.co

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Certificate of Deposit


A time deposit held in a bank which pays a certain amount of interest to the depositor. (top)
Source: realestateabc.com

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Certificate of Deposit


Also known as a CD. A bank time deposit (savings deposit) that cannot be withdrawn until a specified date. For example, a CD might mature in 6, 9, 12, or 18 months. If the amount deposited in a CD nee [..]
Source: accountingcoach.com

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Certificate of Deposit


Definition CD. Short- or medium-term, interest-bearing, FDIC-insured debt instrument offered by banks and savings and loans. CDs offer higher rates of return than most comparable investments, in excha [..]
Source: investorwords.com

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Certificate of Deposit


or CDs, are generally offered through credit unions and banks. They are similar to savings deposits yet different in that a CD has a fixed term. The term may be 3 months, 6 months, 9 months or several [..]
Source: financialdictionary.net

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Certificate of Deposit


a money-market bond of a preset face value (as $10,000) paying fixed interest and redeemable without penalty only on maturity (as after two years)
Source: dictionary.findlaw.com

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Certificate of Deposit


A bank document that evidences the existence of a time deposit that normally pays interest.
Source: dictionary.findlaw.com

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Certificate of Deposit


Formal instrument issued by a bank upon the deposit of funds which may not be withdrawn for a specified time period. Typically, an early withdrawal will incur a penalty.
Source: nysscpa.org

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Certificate of Deposit


a type of investment that requires you to invest money for a certain length of time and guarantees the same rate of return (interest) for that entire time. CDs usually require a minimum de [..]
Source: themint.org

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Certificate of Deposit


A negotiable instrument issued by a bank in exchange for funds, usually bearing interest, deposited with the bank. See also Certificates of Deposit
Source: helpwithmybank.gov

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Certificate of Deposit


A savings product used to lock in a fixed APY on deposits for a set period, until the maturity date. CDs are FDIC insured up to $250,000, and usually pay higher interest than a savings account. Learn [..]
Source: nationwide.com

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Certificate of Deposit


A time deposit with a specific maturity evidenced by a certificate. Large-denomination CDS are typically negotiable.
Source: infinitytrading.com

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Certificate of Deposit


A certificate issued by a bank to a person depositing money in an account for a specified period of time (often six months, one year or two years). A penalty is charged for early withdrawal from CD accounts.
Source: econedlink.org

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Certificate of Deposit


Certificates of deposit (CDs) allow you to invest your money at a set interest rate for a pre-set period of time.
Source: smartmoneysmartliving.com

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Certificate of Deposit


An agreement with a bank that promises a fixed interest rate on funds deposited for a specified period of time. CDs typically earn compound interest, and are issued in denominations ranging from $100 [..]
Source: mosaicwealthconsulting.com

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Certificate of Deposit


A CD is a financial investment with a pre-fixed yield, meaning interest is determined when the CD is established. Bank rates may vary somewhat to entice investors, but typically the yield on a CD is lower than the current interest rate on loans so the bank can make a profit.
Source: loans.ratemarketplace.com

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Certificate of Deposit


An agreement with a bank that you will leave your money on deposit for a specified period of time in return for a specific amount of interest.
Source: chornyak.com

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Certificate of Deposit


Also termed time deposit. A bank or thrift issued certificate that shows a deposit of a specified sum of money. It has a maturity date (normally up to 5 years) and predetermined interest rate. It may [..]
Source: pfhub.com

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Certificate of Deposit


A formal instrument, frequently negotiable or transferable, issued by a bank as evidence of indebtedness and arising from a deposit of cash subject to withdrawal under the specific terms of the instru [..]
Source: doh.wa.gov

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Certificate of Deposit


A negotiable or non-negotiable receipt for monies deposited in a bank or financial institution for a specified period for a specified rate of interest.
Source: cityofchesapeake.net

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Certificate of Deposit


A bank deposit with a fixed term that pays interest and "matures" after the term is up. CDs pay a higher rate of interest than regular savings accounts. Withdrawing money before a CD [..]
Source: edition.cnn.com

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Certificate of Deposit


A time certificate representing a sum of money deposited for a set length of time, such as six months
Source: lifesmarts.org

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Certificate of Deposit


A savings alternative in which money is left on deposit for a stated period of time to earn a specific interest rate.
Source: stlouisfed.org

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Certificate of Deposit


Investment created by banks, which pays stated interest at either fixed or variable rates. If sold directly by banks, principal is returned at maturity subject only to penalties for early cashing in. [..]
Source: zacks.com

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Certificate of Deposit


A certificate of deposit, or CD, is a fixed-rate, time deposit issued by banks and other financial institutions. Upon purchasing the CD, the investor agrees to keep the funds on deposit with the CD is [..]
Source: mortgageloan.com

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Certificate of Deposit


(CD) is a relatively low-risk debt instrument purchased directly through a commercial bank or savings and loan institution.
Source: investinganswers.com

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Certificate of Deposit


Certificate of Deposit is a certificate or document issued by a bank acknowledging the receipt of money with a promise to pay to the depositor.
Source: definitions.uslegal.com

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Certificate of Deposit


A form of time deposit at a bank or savings institution; a time deposit cannot be withdrawn before a specified maturity date without being subject to an interest penalty for early withdrawal. Small-denomination CDs are often purchased by individuals. Large CDs of $100,000 or more are often in negotiable form, meaning they can be sold or transferred [..]
Source: tn.gov

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Certificate of Deposit


An agreement with a bank that promises a fixed interest rate on funds deposited for a specified period of time. CDs typically earn compound interest, and are issued in denominations ranging from $100 to $100,000 with maturities ranging from a few weeks to several years. There may be a penalty if funds are withdrawn before maturity. The Federal Depo [..]
Source: debbiecharpentier.com

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Certificate of Deposit


An agreement with a bank that promises a fixed interest rate on funds deposited for a specified period of time. CDs typically earn compound interest, and are issued in denominations ranging from $100 [..]
Source: saulsimon.com

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Certificate of Deposit


A money market instrument and negotiable claim, issued by a bank against a short to medium-term deposit (usually for 1-12 months but in exceptional cases up to 5 years). CDs were first created in U.S. [..]
Source: legacy.intracen.org

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Certificate of Deposit


A document showing that the bearer has a certain amount of money, at a particular amount interest, on deposit with a financial institution.
Source: nauticalwavesrealty.com

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Certificate of Deposit


An agreement with a commercial bank in which funds are deposited at a fixed interest rate for a specified period of time. CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to $100 [..]
Source: fountaincpa.com

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Certificate of Deposit


A deposit with a bank, thrift institution, or credit union that promises a fixed interest rate on funds deposited for a specified period of time. Bank savings accounts and CDs are FDIC insured up to $ [..]
Source: snbinvest.com

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Certificate of Deposit


n. certificado de depósito
Source: trelliscompany.org

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Certificate of Deposit


An interest bearing certificate issued by a bank in exchange for funds provided to the bank by the holder of that certificate.
Source: 1stmarinerbank.com

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Certificate of Deposit


The CD is a security issued by a bank stating that it has borrowed money from you and will pay it back with interest at a certain time. Large denomination CD's are typically negotiable.
Source: fiscalagents.com

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Certificate of Deposit


A savings instrument issued by a commercial bank, savings and loan, savings bank, or credit union. They are issued for a certain period of time - six months, one year, or five years — and they pay a fixed interest rate in line with general market rates in effect at the time and are federally insured up to $100,000 per CD account.
Source: fundsus.deutscheam.com

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Certificate of Deposit


A time deposit that is payable at the end of a specified term. CDs generally pay a fixed interest rate and generally offer a higher interest rate than other types of deposit accounts. Terms can range from 30 days to 5 years. CDs are insured by the FDIC up to the maximum allowed by law. If an early withdrawal from the CD prior to the end of the term [..]
Source: peoplessouthern.com

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Certificate of Deposit


An FDIC-insured bank product for which a specified amount of money is deposited for a specified period of time (anywhere from a few months to several years) at a set interest rate. CDs typically offer [..]
Source: firstcommand.com

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Certificate of Deposit


A deposit for a specified term that earns interest at a specific rate; CD terms can be as short as one week or longer than 10 years, with rates generally rising the longer-dated the deposit is.
Source: beatbasics.pressbooks.com

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Certificate of Deposit


A deposit with a bank, thrift institution, or credit union that promises a fixed interest rate on funds deposited for a specified period of time. Bank savings accounts and CDs are FDIC insured up to $ [..]
Source: navigationfinancial.com

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Certificate of Deposit


A deposit with a bank, thrift institution, or credit union that promises a fixed interest rate on funds deposited for a specified period of time. Bank savings accounts and CDs are FDIC insured up to $250,000 per depositor per institution and generally provide a fixed rate of return, whereas the value of money market mutual funds can fluctuate.
Source: assetgroup.us

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Certificate of Deposit


An investment made with a financial institution in which a specified amount is deposited for a specific period of time, at a preset, fixed interest rate. Certified Financial Planner™ (CFP®).
Source: schwabmoneywise.com

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Certificate of Deposit


A Certificate of Deposit is a low risk, often federally guaranteed investment offered by banks. A CD pays interest to investors for as long as five years. The interest rate on a CD is fixed for the duration of the CD term.
Source: mohlmanassetmanagement.com

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Certificate of Deposit


An agreement with a bank that you will leave your money on deposit for a specified period of time in return for a specific amount of interest.
Source: caplanmgmt.com

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Certificate of Deposit


Short- or medium-term, interest-bearing, FDIC-insured savings instrument. Offer higher rates of return than most other bank deposit products, in exchange for tying up invested money for the duration o [..]
Source: statefarm.com

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Certificate of Deposit


A debt instrument issued by a bank. The depositor agrees to leave an agreed-upon amount of money on deposit for a specified period of time in return for a rate of interest that's generally higher than that available with a savings account. CD's are FDIC-insured up to $250,000.
Source: wellsfargo.com

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Certificate of Deposit


A negotiable instrument issued by a bank evidencing time depo sit.
Source: bankingglossary.bankingonly.com

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Certificate of Deposit


A bank account that has a required period of time during which funds must be left in the account. If you withdraw the funds prior to the date of maturity, there will likely be a fee. The maturity peri [..]
Source: citizensbank.com

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Certificate of Deposit


Certificate of Deposits are negotiable receipts in bearer form which can be freely traded among investors. This is also a money market instrument,issued for a period ranging from 7 days to f one year [..]
Source: bankersadda.com

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Certificate of Deposit


A savings account in which an individual promises to deposit the money for a set period of time, for which the bank pays higher interest than a regular savings account.
Source: practicalmoneyskills.com

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Certificate of Deposit


A form of time deposit at a bank or savings institution that cannot be withdrawn before a specified maturity date without being subject to an interest penalty for early withdrawal. Small-denomination CDs are often purchased by individuals. Large CDs of $100,000 or more are often in negotiable form, meaning they can be sold or transferred among hold [..]
Source: mpls.frb.org

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Certificate of Deposit


A large time deposit with a bank, having a specific maturity date and yield stated on the certificate. CDs usually are issued with $100,000 to $1,000,000 face values.
Source: thectr.com

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Certificate of Deposit


Written description of deposit payable on a satisfied date, generally interest-bearing. The depositor usually may not withdraw the funds prior to maturity without incurring a penalty.
Source: townandcountrybank.com

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Certificate of Deposit


A type of formal instrument that is issued by banks when a deposited fund is not withdrawn for a length of time. Early withdrawals can result in a cash penalty.
Source: barnesroffe.com

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Certificate of Deposit


A negotiable instrument issued by a bank in exchange for funds, usually bearing interest, deposited with the bank.
Source: uhcu.org

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Certificate of Deposit


A deposit with a fixed time period and a fixed rate of interest.
Source: eagletraders.com

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Certificate of Deposit


A CD is a form of time deposit at a bank or other savings institution. A time deposit cannot be withdrawn before a specified maturity date without being subject to an interest penalty for early withdrawal. Small-denomination CDs are often purchased by individuals. Large CDs of $100,000 or more are often in negotiable form, meaning they can be sold [..]
Source: learnmoney.org

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Certificate of Deposit


A certificate from a bank stating that the individual has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.
Source: collegeinvest.org

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Certificate of Deposit


a type of investment that requires you to invest your money for a certain length of time and guarantees the same rate of return (interest) for the entire time. CDs usually require a minimum deposit and they pay an interest rate slightly higher than a savings account. However, if the money is withdrawn early, you will have to pay a penalty.
Source: acbonline.com

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Certificate of Deposit


A short-term debt security with maturity from a few weeks to several years. 
Source: ase.com.jo

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Certificate of Deposit


A type of debt instrument offered by banks or savings and loans. (Also, CDs can be brokered by a Broker Dealer). Generally, a CD is issued for a specific dollar amount, for a specific period of time at a preset, fixed interest rate. CDs are FDIC-insured up to $100,000.
Source: international.schwab.com

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Certificate of Deposit


A certificate of deposit, also known as a CD, is a savings fund purchased through a bank. The certificate means you have deposited a sum of money for a specific amount of time. You earn interest on th [..]
Source: promotionalcodes.org.uk

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Certificate of Deposit


The certificate of deposit is a time deposit represented by a dematerialised negotiable debt security in the form of a bearer certificate or order issued by an authorised financial institution.
Source: pmea.ca

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Certificate of Deposit


A savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. CDs are generally issued by commercia [..]
Source: patchofland.com

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Certificate of Deposit


A bank deposit that pays a specified rate of interest for a certain period of time. Churning
Source: 401khelpcenter.com

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Certificate of Deposit


Also called a time deposit this is a certificate issued by a bank or thrift that indicates a specified sum of money has been deposited. A CD has a maturity date and a specified interest rate, and can [..]
Source: people.duke.edu

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Certificate of Deposit


A bank deposit that can be bought and sold as a tradable financial instrument. Used by banks for funding purposes it provides investors with greater liquidity than normal bank deposits.
Source: barbicanconsulting.co.uk





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